外资保险公司在中国设立的程序Required Procedures
外资保险公司在中国设立的程序主要分为两步。The procedures for the establishment of foreign-funded insurance companies on the Chinese territory consist of two steps.
第一步，符合申请条件的外国保险公司向中国保险监督管理委员会提交相关资料，提出书面申请，中国保监会对其申请进行初步审查，决定受理的，发给正式申请表。First，foreign insurance companies，which meet the required qualifications，should submit related documents and a written application to the China Insurance Regulatory Commission（CIRC）.After an initial examination，the CIRC shall give official application forms to those companies whose applications will be handled.
第二步，申请人应自接到正式申请表一年内完成筹建工作；在规定期限内未完成筹建工作，有正当理由的，经中国保监会批准，可以延长3个月。筹建工作完成后。申请人提交正式申请文件，报中国保监会审批。中国保监会审查合格的，颁发经营保险业务许可证。经批准设立外资保险公司的，申请任凭经营保险业务许可证向工商行政管理机关办理登记，领取营业执照，才能营业。Second，those companies that have received official application forms shall，within a year，complete preparation for the establishment of the insurance companies on the Chinese territory that they will fund；and if they are fully justified in failing to do so within the specified time，they can apply for a three-month extension to the CIRC.After preparatory work is complete，applicants shall submit official application documents to the CIRC for examination and approval.The CIRC shall issue insurance business licenses to those companies that pass examination.Before they can start operation，the approved foreign-funded insurance companies shall also register with authorities of industry and commerce and get operational license by their insurance business licenses.
七、下面两篇是演讲稿。第一篇是William Faulkner在1950年获诺贝尔奖典礼上所作的演讲稿，演说用词考究，句子结构复杂，表达了演说者深邃的洞察力和澎湃的激情。第二篇是Obama的获胜感言。句式上，长句和短句相结合，简单句和复合句相结合，使得语篇具有强烈的感染力和宏大的气势。修辞手法上，运用排比、对偶等，更好地体现了原文的风貌。
Noble Prize Acceptance Speech
-William Faulkner
I feel that this award was not made to me as a man but to my work -a life’s work in the agony and sweat of the human spirit，not for glory and least of all for profit，but to create out of materials of the human spirit something which did not exist before.So this award is only mine in trust.It will not be difficult to find a dedication for the money part of it commensurate with the purpose and significance of its origin.But I would like to do the same with the acclaim too，by using this moment as a pinnacle from which I might be listened to by the young men and women already dedicated to the same anguish and travail，among whom is already that one who will some day stand here where I am standing.
Our tragedy today is a general and universal physical fear so long sustained by now that we can even bear it.There are no longer problems of the spirit.There is only the question： When will I be blown up？ Because of this，the young man or woman writing today has forgotten the problems of the human heart in conflict with itself which alone can make good writing because only that is worth writing about，worth the agony and the sweat.
He must learn them again.He must teach himself that the basest of all things is to be afraid；and teaching himself that，forget it forever，leaving no room in his workshop for anything but the old verities and truths of the heart，the old universal truths lacking which any story is ephemeral and doomed-love and honor and pity and pride and compassion and sacrifice.Until he does so he labors under a curse.He writes not of love but of lust，of defeats in which nobody loses anything of value，of victories without hope and worst of all without pity or compassion.His griefs grieve on no universal bones，leaving no scars.He writes not of the heart but of the glands.
Until he relearns these things he will write as though he stood among and watched the end of man.I decline to accept the end of man.It is easy enough to say that man is immortal simply because he will endure，that when the last ding-dong of doom has changed and faded from the last worthless rock hanging tideless in the last red and dying evening，that even then there will still be one more sound： that of this puny inexhaustible voice，still talking.I refuse to accept this.I believe that man will not merely endure： he will prevail He is immortal not because he alone among creatures has an inexhaustible voice，but because he has a soul，a spirit capable of compassion and sacrifice and endurance.The poet’s，the writer’s duty is to write about these things.It is his privilege to help man endure by lifting his heart，by reminding him of the courage and honor and hope and pride and compassion and pity and sacrifice which have been the glory of his past.The poet’s voice need not merely be the record of man，it can be one of the props，the pillars to help him endure and prevail.
接受诺贝尔奖时的演说
——威廉·福克纳
我感到这一殊荣并不是授予我个人，而是授予我所从事的事业 --一项投入了毕生精力来探索人类精神上的痛苦与斗争的事业。不是为了荣誉，更非为了金钱，而是为了从人类精神的素材中找到一些新的启示。所以这项奖项并不属于我个人，而是暂时由我托管。把这一奖项的奖金拿出来，用于与建立该奖项的宗旨及意义相称的使用，不难做到。但是，我更想做的，是把这一奖项的荣誉贡献出来，借今天致辞的机会，向在座的正与我从事同一艰辛的青年男女致敬。我相信，有一天，他们中也会有一员脱颖而出，站在我今天的位置上。
当今时代最大的悲剧是，我们长期为一种普遍的生理上的恐惧所困扰，这种恐惧存在已久，我们已经习惯忍受下去了。没有人思考精神问题。大家只关心一个问题，就是“我们什么时候会死去”。因此，青年男女作家们已经遗忘了人类内心的冲突与斗争，但是只有那些触及人类心灵的作品才能成为优秀作品，唯有这才是值得抒写的，只得用痛苦和汗水去浇灌。
作为一名作家，他必须重新去认识并面对这些矛盾和冲突。他要认识到，恐惧是最为可鄙的。他要告诫自己，永远地忘却恐惧，让他的作品只为人类心理的真理而存在--古老而普遍的真理--包括爱情、荣誉、怜悯、自尊和牺牲精神。因为没有它们，任何作品都注定只能是昙花一现。如果不认识到这点，他的写作只能受到诅咒。他写的不是爱情，而是情欲；他笔下的失败并不是真正的失败，因为没有任何有意义的失去；胜利也不是真正的胜利，因为没有希望、怜悯与同情伴随。伤悲也不是真正的伤悲，因为不能唤起普遍的共鸣，也不会留下伤痕。一句话，他写的不是心灵的感受，而是腺体的感觉。
他必须重新学习这些普遍而古老的真理。否则，他的写作就如同是站在人群中，看着人类走向末日，而无所作为。我拒绝相信人类必将毁灭这种说话。那种认为人类不朽是因为人能够不断繁衍生息的说法过于简单化了。这种说法认为，当世界末日的钟声敲响在矗立在残阳中没有潮水冲击的礁石上，直至那时，在那消逝的叮咚声中，仍然会有一个声音--人类的微弱而不绝的声音--“生生不息”。我拒绝相信这些。我相信，人类不仅能延续，人类还能战胜一切。人类不朽，不是因为在万物中只有他才拥有不知疲倦的声音，而是因为他有灵魂和精神--同情心、牺牲和坚韧精神。诗人和作家的职责正是记录这些精神。诗人和作家的殊荣就是鼓舞他们的斗志，帮助他们记忆起勇气、荣誉、希望、自尊、同情、怜悯和牺牲精神，这些昔日的荣耀。诗人的声音不应该只是记录人类，而应该是帮助人类永存并取得胜利的支柱和力量。
